Your week, at a glance
This month’s total, the last seven days, and every purchase, ready to edit.
Track what you spend. Share what you love
Your money, your moments, your people.
Moments, never money
Every purchase stays in Maya’s private ledger, amount and all. Friends get one line about it.
| On Maya’s phone | What friends see | |
|---|---|---|
| Place | Blue Bottle | Blue Bottle |
| Kind | Coffee | ☕ |
| Amount | $6.40 | Never shared |
| Time | 9:41 AM | Morning |
| Paid with | Apple Pay | Never shared |
| This week | 2nd visit | Twice this week |
Don’t feel like sharing?
Completely fine. Turn transparency down to Low or switch sharing off, and melo is a great spending tracker on its own, with every purchase kept safe on your iPhone.
A spending tracker that fills itself in
Apple Pay taps log themselves. Anything else is a quick add, a receipt scan or a request to Siri. No bank connection required.
Where it went
Day by day and by category, with private recaps that compare each period with the one before.
A monthly plan
Set a limit that feels right, with optional limits by category.
$478.28 left in your plan
$1,321.72 of $1,800.00
Food & dining$55.25
$400.00 monthly limitWithin plan
Subscriptions and free trials
Get a reminder before a trial ends or a bill is due.
Spotify$12.99 every month
Next paymentin 5 days
Language appFree trial ends in 7 days
Then$9.99
How a moment gets there
Set up one Wallet automation in Shortcuts. After that, there’s nothing to post.
-
Maya taps to pay
The automation hands the purchase to melo. No bank login, no linked cards.
-
Only Maya can see it
Every moment waits 15 minutes. Try it: hide this one, or never share the place again.
melonow☕ Blue Bottle
Shares with your friends at 9:56 AM. Hide it if you’d rather not.
Hidden. A hidden moment isn’t shared.
-
Maya’s friends see it
On their Friends home and their widget, ready for a reaction or a reply. Go ahead, react.
Maya☕ Blue Bottle now
Group challenges, no scoreboard
Joining shares only whether you make it. Your days stay on your phone.
-
No-takeout week
A week of eating in. Every day without takeout or eating out counts.
Day 3 of 7
Ellis and Maya are in
-
Home-coffee streak
Make coffee at home five days in a row, any time this week.
Starts tomorrow
Sam and Priya are in
-
No-buy weekend
Saturday and Sunday with only the essentials: groceries, bills, getting around.
Over: Maya and Ellis made it 🎉
Misses stay private
Your group, on one screen
Each friend’s latest moment, the group’s challenge, and who owes whom.
- Reply or react
- Tap a friend to open your chat.
- Split the bill
- Add a shared dinner or trip once. melo nets out who owes whom.
- Keep it on your Home Screen
- The widget shows all your friends, or one group.
Comfortable by default
Close friends see moments from the start. Every off switch is one tap away.
- Ghost mode
- One switch pauses all sharing, from Friends or Me.
- A 15-minute hold
- Nothing posts the moment you pay. Hide any moment before friends see it.
- Private kinds stay private
- Health, bills, income and anything uncategorized are never shared, and neither are places like pharmacies, clinics, liquor stores and casinos.
- Friends only
- No public feed and no strangers. People join by invite link, QR code or handle.
- Encrypted on your phone
- Moments, reactions and replies are end-to-end encrypted. melo never uploads your ledger.
Start with your people
melo is in testing on iPhone. Join the waitlist for a beta invite, then send your link to the friends you’d text first.